This is an excuse from one I know very well. His rejoinder would be that I’m some hermit hiding from real life while he’s out busting his gut trying to make money.
But that isn’t whole story. He’s one of the ne’er-do-wells I was mentioning earlier who ruined his own life and is now living with the fallout from that.
The racism he displays is an excuse for his failed life, and it’s also a product of him being a shitty person. If he’d get over that attitude, I’d say things would change.